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Household Survey
- 2023 Household Survey
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Contact Us
For inquiries regarding the FDIC National Survey of Unbanked and Underbanked Households, please email the Survey Team at HouseholdSurvey@FDIC.gov.
The FDIC is committed to expanding Americans' access to safe, secure, and affordable banking services, which is integral to the FDIC's mission of maintaining the stability of and public confidence in the U.S. financial system. One contribution to this end is theFDIC National Survey of Unbanked and Underbanked Households, or the “Household Survey.” In response to a statutory mandate, the survey has been conducted biennially since 2009, in partnership with the U.S. Census Bureau as a supplement to the Current Population Survey. The Household Survey collects information on bank account ownership and other financial products and services that households may use to meet their transaction and credit needs. The nationally representative survey is administered to approximately 30,000 U.S. households and yields findings that are representativefor the 50 states and the District of Columbia.
2023 Survey Results
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- 2023 Executive Summary
- 2023 Report
- 2023 Appendix Tables
- 2023 Technical Notes and Survey Revisions
- 2023 Instrument
2023 Survey Key Findings
2023 Survey Implications
Since its inception, the FDIC National Survey of Unbanked and Underbanked Households has evolved to reflect the changing financial services marketplace and allow deeper analysis of the diverse and nuanced needs of different groups of consumers. These implications take a closer look at unbanked households, households with rapid increases in technology access, and households that do not use mainstream credit. Exploring the ways in which these groups’ demographics and financial behaviors have changed reveals specific opportunities to increase economic inclusion. With more households participating in the financial mainstream, it is becoming increasingly difficult, but ever more important, to developsafe and affordable products and outreach strategies to reach households that do not participate in the insured banking system. Examining distinct groups with unique characteristics highlights the potential value of more targeted approaches to increasing access, sustainability, and growth in the banking system.
Last Updated: November 14, 2024
